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Call: 315.256.9817
Skype: jay-holman
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  Serving owners, tenants and neighborhoods in the greater Syracuse area.

 

Investor Calculators

These three calculators will give you basic financial information needed to make purchase decisions. The Capitalization Calculator will provide a target price for a real estate investment, i.e. If you find a property and wish to know the price you should pay for it, this calculator will provide the answer. Remember, you should include the purchase price and needed remodeling or repairs as part of your target price. (i.e. If your target price is $100,000 on a property needing $25,000 in repairs the purchase price should be less then $75,000.)

  1. Determine the Gross Operating Income (GOI) of the property. This would include income items such as special fees, coin operated machines, parking space charges, etc.

    2. GOI = Gross Potential Income minus Expected Vacancy Rate Income minus Interest and Other Expected Credit Expenses

  2. Determine the operating expenses of the property. This would include expenses for management, legal and accounting, insurance, janitorial, maintenance, supplies, taxes, utilities, etc.

  3. NOI = GOI - Operating Expenses
Mortgage Calculator
Years:
Interest:
Loan Amount:
Annual Tax:
Annual Insurance:
Annual HOA:
Results
Monthly Principle + Interest =
Monthly Tax =
Monthly Insurance =
Monthly HOA =
Total Payment =
Investment Calculator
Cap Rate Calculation
Estimated NOI:
Capitalization Rate desired:
Results
Target Price =
Projected Investment Results
Input  
Purchase Price: $
Homeowners Insurance: $ /yr
Down Payment: $
Taxes: $ /yr
Loan Term:    yrs
Loan Interest Rate:    %
Rent: $ /m
Projected
Rent Increase:		    %
Expenses/Maintenance/Fees: $ /m
Projected Appreciation:    %
Inflation
(ins, taxes, expenses):		    %
Your Gross Income (for tax calculation): $ /year
 

Results
 

Loan Amount:  

Monthly Payment:  $
Income Year 1 Year 2 Year 3 Year 4 Year 5
Rental Income
Expenses  
Insurance
Taxes
Monthly Expenses/Fees
Total Payments
Total Expenses
Cash Flow
Tax Deductions  
Interest Expense
+ Depreciation*
+ Ins,, Tax & other expenses
- Rental Income () () () () ()
Total Tax Deduction
Tax Saved**
Net Worth  
After Tax Cash Flow
Estimated Principal Paid
Property Value
Yearly addition to Net Worth
Assumptions:
     * 27.5 yr straight line depreciation, deduction may be limited with high gross income.  Depreciation is based on the value of the home without the land.  In this calculation we are allocating 10% of the purchase price to the land and the remainder to the residence.
     ** 2001 Federal Filing Status Single  (most conservative tax rate)  Keep in mind that your tax deduction may also be limited with an adjusted gross income over $100,000.  See your tax advisor for details.

 

 

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